After any kind of car accident, you need to seek medical attention – whether you feel hurt or not. There is no good reason to delay medical treatment and doing so could hurt your case if you decide to file a personal injury lawsuit in the future.
If you’re worried about the cost of medical care, know that it’s much cheaper to seek treatment and be reimbursed for your medical bills than it is to lose an insurance claim because you did not seek treatment right away. Additionally, you cannot put a price on your health and safety after an accident, and doctors will be able to detect serious injuries even if your symptoms have yet to emerge.
You may be nervous about going to a medical facility during the COVID-19 pandemic, but rest assured that hospitals, urgent cares, and doctor’s offices are taking every precaution to keep you safe. Delaying treatment is much more dangerous than the risk of catching COVID-19 in a facility with strict safety protocols in place.
When you see your provider, make sure you tell them your visit is related to a car accident. All car crashes are considered traumatic events, and trauma care is different than the regular care you receive when you visit the doctor. Usually, you will have a 1-page document explaining what happened that you can bring to your medical facility, but during the pandemic, the Hawaii Police Department (HPD) offers these forms online.
Waiting for this document can cause a 2-week delay, but you do not need this document to seek treatment. Simply tell your healthcare provider what happened and submit the form when you get it.
Delaying your treatment not only puts your health at risk but also raises a major red flag in any car accident claims you try to make.
Insurance companies – and the HPD – will argue that if you were truly hurt in an accident, you would not have delayed medical treatment. Your concerns about COVID-19, payments, and paperwork are valid, but the insurance company will treat them like illegitimate excuses to avoid paying for your medical bills and other losses.
Do not put your health and future at risk – do not delay medical treatment after an accident! (Even during COVID-19).
Hawaii is a no-fault car accident state, so your car insurance company will pay for your medical bills (within the limits of your policy) no matter who is at fault for your accident. If you suffer serious injuries or need more resources to pay your medical bills and cover other damages, you may be able to file an insurance claim against the at-fault driver’s insurance company or file a personal injury lawsuit against the driver.
As long as you seek treatment immediately after your car accident and gather documentation and other evidence as soon as it becomes available, insurance companies and the at-fault driver should either pay your medical bills and other expenses or reimburse you for anything you had to pay out-of-pocket.
If you are having trouble recovering the compensation you deserve, Attorney Daniel Pagliarini can help. With island values and more than 30 years of experience in injury law, we can help you get the money you are entitled to.
Simply call us or contact us online to schedule your free consultation and learn more about your rights and legal options today.
Not every negligent driver who causes a car accident faces criminal as well as civil repercussions. However, those proven to have a blood alcohol content (BAC) over the legal limit and those whose consumption of alcohol or drugs impairs their ability to safely operate a vehicle face both an administrative revocation of their driver's license and a criminal charge of operating a motor vehicle under the influence.
Unfortunately, car accidents are an everyday occurrence in our modern world, but thankfully, most of them are minor and don’t result in any injuries. However, after crashes that do result in property damage or injury, you owe it to yourself to be familiar with the accident claims process in Hawaii to ensure you get the compensation you need.
Many drivers have been in some kind of car accident in their lives, even if it’s just a minor fender bender. Because of this, most people know the standard requirements of exchanging insurance information and filing a basic claim. However, fewer people are clear on what to do if you were injured in a car accident as a passenger.
